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Ratexa.ai
Solutions

Four services. One accountable team.

Strategy, engineering, architecture and capacity — under one contract, one timeline and one accountable owner. We bundle whatever the transformation actually needs.

01

AI-Native transformation

Maturity audit across 12 dimensions, an 18-month roadmap with measurable P&L milestones, and a business case the board can defend.

  • AI maturity matrix and blind-spot map
  • 18-month roadmap and resource plan
  • Quick-wins programme for the first 90 days
  • Operating-model design (Step Zero)
Phase 1 delivered in 30 days · Phase 2 ships before year-end
02

High-End engineering

A senior-only delivery team that ships production software — not advice. Legacy refactoring 5–7× faster with AI in the loop, modern stack, banking-grade quality bar.

  • Senior engineers — no juniors on critical paths
  • AI-driven legacy refactoring and modernisation
  • Modern stack: cloud-native, service-oriented, observable
  • Code ownership stays with the bank
×5–7 development velocity vs. typical in-house teams
03

IT architecture

Service-oriented, AI-Hub-ready architecture: a single intelligent layer between your data and channels, with a full audit trail for regulators.

  • AI-Hub blueprint: sense → decide → act layers
  • Data and event streaming reference
  • Integration map for legacy + modern systems
  • On-prem or private cloud — any jurisdiction
One client context, one decision contour, one audit trail
04

Staff augmentation

Embedded senior teams under your CTO. Cross-functional pods that plug into your delivery cadence — without HR overhead or vendor lock-in.

  • Senior engineers, ML, data, DevOps, SRE
  • AI prompt and agent engineers
  • Banking-domain product managers
  • Source code and IP stay yours
Capacity that flexes with your roadmap, not your headcount plan
Self-assessment

Check-up your Bank or Company for AI-Readiness

Structured diagnostic across 12 dimensions. 20–35 minutes. Auto-saves locally. We use it as the input for every 60-minute strategy session.

Start the diagnostic